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How long do I have to file a claim? Generally speaking, insurance carriers often times do not list a specific timeframe for filing a claim. Most policies specify that it is your resonsibility to file an insurance claim "as soon as you realize you have sustained a loss". With this type of wording used in a policy, often times years may pass before a loss is realized. Some policies dictate that you have to file a claim within a time period from the date of loss or that depreciation can only be recovered up to so many days after the date of loss. These are important facts to be aware of and can dictate on when a claim must be filed. For good measure, if you feel you have an insurance claim, reach out to us and we can help review your insurance policy to determine if you are covered.

We previously had a contractor, can you pick up where he/she left off and continue the process?

Yes, we most certainly can pick up where your previous contractor left off. Often times, when this happens we discover additional damages that the previous contractor missed and we work to add that into your claim as well.

Our insurance claim was settled and a previous contractor installed our roof. Can we further that claim if there are additional damages?

In general speaking, the answer is yes. The answer lies within the timeframe your policy requires all depreciation to be recovered by. If you are still within your timeframe for recovering depreciation, we can absolutely reinspect the property and further your claim.